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Docs / Using the protocol / Settlement

Settlement

Being allocated a position does not move anything yet. Allocation marks the position as yours and opens a choice window. What happens to the NFT and to the SOL behind it depends on what you choose.

The four options

You chooseYou getThe depositor getsThe protocol gets
1. Keep the NFTthe NFT99% of the backing1% of the backing
2. Keep and relista fresh listing you fund with your own backing — the NFT never leaves custody99% of the backing1% of the backing
3. Accept the standing bid85% of the backing, in SOLthe NFT backthe 15% discount
4. Accept the bid as $RIPthe same 85%, spent buying $RIP that is sent to youthe NFT backthe 15% discount

Option 2 is option 1 plus an immediate relist, done in a single transaction so the NFT never has to leave the protocol's custody and come back.

Options 3 and 4 pay the same amount; they differ only in what you are paid in. On these paths there is no additional 1% cut — the protocol's take is the 15% discount, and only when the pool is configured to retain it (the default). If retention is switched off, that 15% is distributed to depositors instead.

You can never keep both the NFT and the backing. Every option is one or the other.

The windows

WindowWho may actWhat happens
First 24 hoursthe purchaser, exclusivelyany of the four options above
After 24 hoursthe depositorreclaim the backing (keep-NFT economics) or reclaim the NFT (accept-bid economics)
After 7 daysanyonefinalize the default outcome: NFT to the purchaser, backing minus 1% to the depositor

Nothing ever locks up. If both parties go silent, the 7-day finalize is permissionless and anyone can trigger it.

Delivery cannot be blocked

A broken, malicious, or simply weird NFT collection cannot be used to jam settlement.

Your own keep-the-NFT transfer is strict: if it cannot complete, the whole transaction fails, so you find out immediately and can fall back to accepting the bid instead. Every delivery to a third party is claim-based — the settlement records that a party is entitled to the NFT, and that party claims it in their own transaction, whenever they like. Nothing sits in a state where one side's inability to receive freezes the other side's outcome.

Settling as $RIP

Option 4 routes your 85% straight through the $RIP market in one step, sending you the $RIP rather than the SOL. It is a convenience path with its own toggle — the pool can disable it — and it is subject to the same market rules as any other buy. See $RIP.